News: Welcome to the Beta launch of the Student Loan Debt Forum on The College Investor.

  • April 28, 2017, 10:35:19 PM

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1
General Discussion / Томаты лучшие сорта
« Last post by KevinLic on Today at 08:31:11 PM »
Привет всем! Крутой у вас сайт!
 
Нашёл интересную инфу для садоводов:
http://www.ogorodniky.ru/tomaty-2006/sorta-tomata-s-obyknovennym-tipom-rasteniy/kameya.html
Стрик | Вирусные болезни | Томаты 2006. Сорта томатов. Выращивание томатов.
http://www.ogorodniky.ru/tomaty-sorta-posev-posadka-uhod/bolezni-tomata.html Болезни томата | ТОМАТЫ ( сорта, посев, посадка, уход)
Сорт томата ГЕЯ | Сорта томата. Открытый грунт.
http://www.ogorodniky.ru/tomaty-sorta-posev-posadka-uhod/bolezni-tomata/bolezni-tomata-2.html Болезни томата 2 | Болезни томата | ТОМАТЫ ( сорта, посев, посадка, уход)
http://www.ogorodniky.ru/otkrytyy-grunt/sort-gnom.html Сорт томата ГНОМ. | Сорта томата. Открытый грунт.
Ещё тут много интересного:
Томаты лучшие сорта Выращивание томатов
2
Student Loan Scams / Anyone familiar with American docuprep
« Last post by Danitee01 on Today at 06:46:48 PM »
Received final notice letter in mail and called and they offered a loan forgiveness program for 20 years with a 3 payments of $299 for processing. Has anyone dealt with this company? Please help
3
Student Loan Scams / Re: ???possible scam
« Last post by TheCollegeInvestor on April 27, 2017, 02:11:07 PM »
Read this article and look for red flags to decide for yourself: http://thecollegeinvestor.com/16429/is-your-student-loan-repayment-company-a-scam/
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Student Loan Scams / ???possible scam
« Last post by typnsrl on April 27, 2017, 11:56:18 AM »
Hi has anyone heard of studentloansservices.biz? They contacted me today out of the blue claiming that I inquired about student loan consolidation.  I have never heard of this company and the guy was saying he can get my payment down to $40.00/mo which is enticing because I am a single mom of 3 and work 2 jobs to make the ends meet.  I just got my loans out of default and I really don't want to end up in some crazy scam.  I asked him if there is a fee attached to his services and he said yes but it is not much but did not give me a dollar amount.
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Student Loan Scams / Re: Kevin Mason Law Firm
« Last post by Hoferlawindy on April 27, 2017, 11:22:25 AM »
The Consumer Law of Steve Hofer, filed a complaint in the United States District Court for the Northern District of Indiana on behalf of Joseph Castellanos and Bethany Castellanos against National Legal Staffing Support, LLC along with Florida attorneys Kevin P. Mason and K. Stuart Goldberg.  The suit alleges violations of  The Telemarketing and Consumer Fraud and Abuse Prevention Act (TCFAPA), Telephone Consumer Privacy Act (TCPA) , Indiana Credit Services Organization Act (ICSOA) and Indiana Deceptive Consumer Sales Act. 

The allegations of the complaint should be treated as allegations only unless and until proven in a court of law.  The complaint and other filed documents should be publicly available via www.pacer.gov. The court case number is 1:17-CV-00136. 
6
I think you might have more problems than that. Even on IBR, your lender will likely use your Standard Plan amount (or the amount required to fully pay off the loan during the 25 year repayment period, or 1% of the loan value). Learn more here: http://thecollegeinvestor.com/5742/reader-question-applying-mortgage-income-based-repayment/
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Student Loan Scams / Re: Student loan scams?
« Last post by Scammed on April 26, 2017, 08:14:47 PM »
I have been scammed and I will now spend the rest of my life searching for student loan scams.

I will send a detailed email.

And if there is anything I can do regarding this matter I am willing and able.
8
Hi all - I'm hoping to gather some experience/advice from anyone out there on this - I'll try to make it as brief as possible!

I recently began a job that qualifies for PSLF and my employer submitted my forms at the beginning of March. At the same time, I was submitting my paperwork to Navient to renew my IBR (4th year on it). This year was different because I guess the IRS link was down online? So Navient's instructions were a bit dicey and I ended up mailing in the paperwork manually. Long story short, I filled out one part incorrectly and they had me resubmit it after 2 business weeks of processing, with 2 more business weeks to process my new forms.

In the meantime, my loans have now begun the switch to FedLoans. I have talked to Navient reps 4+ times over the past month and Fedloans reps twice, and get a SLIGHTLY different take on it each time. One tells me 30-60 days to switch, another tells me it'll be complete by May 12, but neither side can do anything right now because my loan information is somewhere in la-la-land.

NOW for the tough part - I am in the midst of buying a house. Financing is secured, completed purchase agreement, appraisal is Friday, and closing is scheduled June 6. Because the paperwork for IBR renewal was not completely processed by Navient, they are not sending it along to Fedloans. Fedloans tells me I need to RESUBMIT all paperwork to them after May 12. In the meantime, they are saying my payments are going to triple (from $1,000 to $3,300ish per month - yes, obscene) starting in June because the IBR was not processed.

This is the worst possible timing, because my mortgage lender will be re-pulling my credit in June right before closing. I cannot.. CANNOT.. have Fedloans report a balance of $3,300 for the month of June on my credit report. I was told today that I can call and ask for a supervisor to push the paperwork through ASAP on May 12, but I am still shaking in my boots here that this won't go through in those 2 weeks before June 6th closing.

Any thoughts on another way I can approach this, or is the only solution to hope and wait and cross my fingers that everything can be done very quickly on Fedloan's end?

Thanks for any input!!
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Student Loan Scams / Re: Student Loan Relief Solutions Corp.. scam?
« Last post by TheCollegeInvestor on April 23, 2017, 09:26:32 AM »
You need to read the documents about their cancellation policy.
10
Student Loan Forgiveness / Re: employment after 20 years
« Last post by TheCollegeInvestor on April 23, 2017, 09:26:01 AM »
I believe that there is a 3 year monitoring period for TPD Discharge with the SSA and your Doctor. However, the monitoring period for VA service-related TPD has no time limit.
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