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Forgiveness after 25 years

Started by JWBoulder, March 25, 2020, 12:34:39 pm

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JWBoulder

I have been repaying my loan for more than 25 years.  I want to apply for forgiveness, but have been unable to find how to apply. Can you direct me to the application for for this type of IBR?  I keep going in circles on the loan servicing websites (Navient, StudentAid.gov)

Thanks for any assistance.

TheCollegeInvestor

There is no application for IBR. Your payments end at the end of your 25-year term.

Based on what you said here, I'm guessing that you didn't start IBR until less than 25 years ago (maybe about 5-10 years ago), and/or you consolidated your loans somewhere along the line. These events would be the start of your 25-year timeline.