News: Welcome to the Beta launch of the Student Loan Debt Forum on The College Investor.

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Author Topic: Welcome! Read the Rules  (Read 6300 times)

TheCollegeInvestor

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Welcome! Read the Rules
« on: October 02, 2015, 10:43:04 AM »
Welcome to The College Investor's Student Loan Debt Forums.

This is designed to be a place that anyone and everyone can find information and post questions about their finances - specifically their student loan debt, but in general, anything to do with money. I've always found it interesting how almost every aspect of money intersects, even when dealing with a subset of finance.

Our goal is to help people. We're a community. Yes, with any forum, 5% post, 20% comment, and 75% just read, but that's okay. Everyone is here to learn, read, understand, and teach.

The basic guiding rule of the forum is simple: treat everyone with respect.

With that being said, here are the basic rules of the forum:
- The Forums are a public place for registered users to discuss their own opinions, which are solely their own.  The College Investor LLC does not sanction anything that is said.  Only you are responsible for what you write, and if you write something offensive and not conducive to the owners of the site, we reserve the right to take things down.
- If anybody has an issue with a particular comment or thread, you can click the "Report Post" button, and an administrator will resolve the issue.
- If any organization or company has an issue with what is written about them or said, please contact us and we will look at addressing the issue if necessary.
- In order for you to comment on the forums, you must be of legal age. 18 or older in the United States of America.
- Advertising in the forums is prohibited and will be removed by one of the moderators. 
- Spamming is not allowed and will be removed by one of the moderators. Spamming the forums will result in a ban.
- Everybody who participates in the forum has the responsibility to educate new participants and protect the forums from undue harm.
- If you find your own content questionable, you probably shouldn't publish it.  Please feel free to ask for clarification first.

acebrown89

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Re: Welcome! Read the Rules
« Reply #1 on: November 30, 2015, 12:35:20 PM »
 Hello,

I graduated 2 years ago & my student loans have reached 60,000. Now I currently work in the sales business at a funeral home. I can have a great month and I can have a terrible month .
 
My question to you is their any type of forgiveness that most students miss after college? I read about becoming a teacher for 5 years but Is their anything that I could do to cut my deb in half?

I feel like I will never be able to pay off the loan unless I enter the military.



 :-\

TheCollegeInvestor

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Re: Welcome! Read the Rules
« Reply #2 on: November 30, 2015, 02:48:41 PM »
There are two overlooked ways:
1. Earn more money
2. Enter public service

I'm a big believer that anyone who wants to can earn an extra $100 per month fairly easily. That's $1200 per year that could go to your loans. If you worked hard enough, you could easily pay down even more per month.

Next, any public service profession will get you forgiveness after 10 years. People over look a lot of public service jobs beyond teaching. Yes, the military is one, but so is public safety, working for your government officials in any field, being a preschool teacher, and more.

rudy888

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Re: Welcome! Read the Rules
« Reply #3 on: September 05, 2016, 11:30:03 AM »
Student loan specialists are saying they can get me into the student loan forgiveness program since I am a teacher. There have a fee of 395 to start and then said they can get my large debt into 125 per month . Is this company a scam? They also say they charge a maintenance fee for filling out paperwork for you etc.  the company is based in California . Thank you!

rudy888

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Re: Welcome! Read the Rules
« Reply #4 on: September 05, 2016, 11:31:24 AM »
The company name is student loan specialists and their website is .net

TheCollegeInvestor

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Re: Welcome! Read the Rules
« Reply #5 on: September 05, 2016, 04:20:55 PM »
They are misleading you. They want you to sign up for Public Service Loan Forgiveness, which is a FREE program. You can easily sign up yourself. And you should NEVER pay an ongoing maintenance fee. Yes, you have to fill out a form every year, but it's easier than applying for a job!

We have a short video training on PSLF here you might consider if you need help: http://thecollegeinvestoracademy.com/courses/public-service-loan-forgiveness-training

JeniferWilliams

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Re: Welcome! Read the Rules
« Reply #6 on: May 17, 2018, 06:39:48 AM »
I just joined the forum and read this thread first, it seems to be very helpful.