Navient bought my loan in 2006 from another federal loan servicer and is now telling me the six years I paid before they bought my loan do not count as years of payment. Is this correct?
Do not count as year of payment towards what? They count as payments towards the loan, but are you looking for something else?
They told me I have nine years and two months left to pay on my loan since I have to pay 20 years. My first payment was 3/14/2000. Navient bought the loan in 2006 and called that a new disbursement on 5/24/2006. However, I had no control over that. I believe NelNet sold my loan to Navient. Actually, I'm still unclear where the nine years two months is coming from unless they meant 25 years but told me 20? I have been paying on an IBR plan for 5 years.
Your loan forgiveness under IBR starts when you started IBR (so 5 years down, 20 to go).