I graduated from college in 2000. I borrowed $26,000. I have not been able to pay much towards my loans and now my balance is $70,000. My loans have accumulated $44,000 in interest!!! Is there any way to negotiate a pay-off amount to get relief from the accumulated interest?
No, there isn't. If you're on an income-driven plan and that's why your interest has been growing, you'll see any remaining balance forgiven after 25 years. So, you're coming up on that milestone and it will all disappear.