I am recently married and we filed our taxes jointly without considering how it would affect my wife's student loan repayment.
She is on income driven repayment and previously qualified for a much lower payment we could afford.
Fast forward a year with my job and now they want us to pay +$400 monthly. which we can't afford with my debts as well.
is there anything we can do to get her payment lowered?
Check out this guide: Filing Taxes Separately for IBR or PAYE (https://thecollegeinvestor.com/17807/the-math-behind-married-filing-separately-for-ibr-or-paye/).