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Student Loans => Ask a Question => Topic started by: pchop606 on September 10, 2019, 09:21:29 pm

Title: taxes hurt my wife's repayment
Post by: pchop606 on September 10, 2019, 09:21:29 pm
I am recently married and we filed our taxes jointly without considering how it would affect my wife's student loan repayment.

She is on income driven repayment and previously qualified for a much lower payment we could afford. 

Fast forward a year with my job and now they want us to pay +$400 monthly. which we can't afford with my debts as well.

is there anything we can do to get her payment lowered?
Title: Re: taxes hurt my wife's repayment
Post by: TheCollegeInvestor on September 11, 2019, 09:44:12 am
Check out this guide: Filing Taxes Separately for IBR or PAYE (https://thecollegeinvestor.com/17807/the-math-behind-married-filing-separately-for-ibr-or-paye/).