My wife's has a large loan. Many years ago we refinanced not knowing that doing so stopped any benefits given to federal student loans. This has been crippling and has cost a great deal of money and has severely damaged our plans for our family and future.
I'm not sure what I can do at this point but I wonder if anyone else is in the same situation we're in and if so is there any way to help our situation.
The only option now is to look at refinancing again to a lower rate. You could also speak to a lawyer if you're in default on this private loan.