The Student Loan Debt Forum | The College Investor

Student Loans => Student Loan Forgiveness => : JWBoulder 25, 2020, 12:34:39

: Forgiveness after 25 years
: JWBoulder 25, 2020, 12:34:39
I have been repaying my loan for more than 25 years.  I want to apply for forgiveness, but have been unable to find how to apply. Can you direct me to the application for for this type of IBR?  I keep going in circles on the loan servicing websites (Navient, StudentAid.gov)

Thanks for any assistance.
: Re: Forgiveness after 25 years
: TheCollegeInvestor 26, 2020, 04:53:08
There is no application for IBR. Your payments end at the end of your 25-year term.

Based on what you said here, I'm guessing that you didn't start IBR until less than 25 years ago (maybe about 5-10 years ago), and/or you consolidated your loans somewhere along the line. These events would be the start of your 25-year timeline.