I have been repaying my loan for more than 25 years. I want to apply for forgiveness, but have been unable to find how to apply. Can you direct me to the application for for this type of IBR? I keep going in circles on the loan servicing websites (Navient, StudentAid.gov)
Thanks for any assistance.
There is no application for IBR. Your payments end at the end of your 25-year term.
Based on what you said here, I'm guessing that you didn't start IBR until less than 25 years ago (maybe about 5-10 years ago), and/or you consolidated your loans somewhere along the line. These events would be the start of your 25-year timeline.