The Student Loan Debt Forum | The College Investor

Student Loans => Navigating Repayment => : foxdan54 29, 2015, 04:40:43

: Consolidating Aspire and Navient
: foxdan54 29, 2015, 04:40:43
Hi, I'm wondering how to consolidate my Aspire and Navient loans.  I thought I called Navient to reset my password and ended up talking to American SLC.  They told me about the PSLF (I'm a principal) and wanted $600 to get it set up.  I figured out that they weren't Navient before this happened.  BUT, they did tell me that I qualified for a reduction in my monthly payment by almost $400.  I'm set up on IB payments already, but wondering if it would be reduced further if I consolidated all loans under one holder instead of 2?

Thanks!
: Re: Consolidating Aspire and Navient
: TheCollegeInvestor 29, 2015, 10:05:36
Possibly if one of your loans is on IBR and one isn't. You can consolidate for free at StudentLoans.gov. Reset your password there - never call an agency.