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Is it possible to build up my credit score while my student loans are in default? I am enrolled in the rehabilitation process for nine months at which point they will no longer be in default. I plan to use a secured credit card after the process is complete. Other then increasing income and saving as much as possible, Is there anything I can do during these nine months to be more proactive in terms of credit?

Right, but what can I do to make the 9 rehabilitation payments as low as possible?

My FFEL student loans have been in default for 7 years. I want to start the rehabilition process. I have almost $10,000 saved up from working but I won't be "on the books" at my job until March. (seasonal landscaping, although I may land another job for the few months until landscaping picks back up in March). I'de like to make the smallest payment amount possible during the rehabilition and then launch an aggressive attack on my loans using the Snowball Method. But how do I negotiate or prove my income to make payments if im not "on the books" until March?