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Is anyone able to explain the reason for loans prior to 1998 as a dis-qualifier for Teacher Loan forgiveness? I have been faithfully paying on loans for my bachelor's degree, and recently completed a master's degree with qualifying employment. I was encouraged to apply for teacher loan forgiveness by 3 reps from Greatlakes, only to be denied. Initially, the reps told me that my master's would qualify. Of course, application was denied. Any options out there available to me?