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I have been out of grad school for about 7 years now. Due to high interest rates and a large debt load, a vast majority of the payment that is currently paid under IBR goes to interest. As a strategy to pay down the debt and to expand my education, I will be re-enrolling in school for 6 hours. I understand that this will defer my loans and prevent interest from accruing on the Stafford Subsidized loans. During this time, I'll be diverting the payments to my private loans instead.

Is this a good strategy? Does going into student deferment reset the clock on loan forgiveness? I don't want to have to restart the 25 year forgiveness cycle on those loans.