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Messages - James Strome

1
General Discussion / Re: re certifying through fedloan
September 11, 2019, 02:58:25 am
Quote from: TheCollegeInvestor on April 24, 2019, 08:36:58 pmIf you use any alternative methods, like a paystub, they have to take into consideration the gross amount, not the net. It's the law. The reason is because they can't see your tax return to see what types of deductions you may have to lower your AGI. They just don't know if they exist with the alternative method.

And yes, you can resubmit your IBR plan request anytime, and you use your tax return. On the IBR certification form, box 1, check the box that says "I am submitting documentation early to have my income-driven repayment calculated early".

And stop submitting a paystub! Use your tax return.
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