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Messages - ihuntdux

1
I am exploring a consolidation of my FFEL loans to a Direct Consolidation loan.

As soon as I was out of school, my FFEL loans were consolidated into 2 consolidation loans. One with all the subsidized and one with all the unsubsidized.

I am seeing the following note here (https://studentaid.gov/manage-loans/consolidation) on the studentaid.gov website:

"Generally, you cannot consolidate an existing consolidation loan unless you include an additional eligible loan in the consolidation."

My loans do not qualify for any of the caveats it gives for existing FFEL consolidation loans on that webpage.

Does this mean I'm out of luck to consolidate to Direct?  Thank you!
2
Thank you so much!

Is there a way to tell if the loan is currently owned by ED?

For example, I have a studentaid.gov account and the loans show up there in my online account, but I don't know if that means they are owned by ED or just that they are tracked there because the are FFEL loans. However, payments obviously go to my servicer, which is AES Success.

Thanks!
3
There has been a lot of discussion in recent months about forgiving federal student loan debt as an economic stimulus, outside of the standard forgiveness programs.

Even as recently as being introduced as a part of the Democrat's proposed bill in reaction to the coronavirus economic impact.

Under this type of forgiveness, will FFELP loans qualify for forgiveness or is it only Direct loans?

I have FFELP loans that I never consolidated to Direct because I do not work in a field that provides any forgiveness options.

If only Direct loans, could I consolidate now and be eligible if something like this is passed?

Thank you!