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Two Questions:

1) Does employment at any doctor's office count as a public service for the public service student loans forgiveness program? I know most hospitals count, but what about something like being employed at an orthopedic clinic?

2) Can you get retroactive credit for the PSLF program. For instance, if you've worked for a hospital for 6 years, and you've been making regular loan payments, but you've never registered for the PSLF program before, can you get credit for those 6 years of payments?

Thank you so much for any help!

Andrew

For the revised pay as you earn option, since it forgives all of your unpaid interest for 3 years for subsidized loans, and half the unpaid interest for unsubsidized loans, would it be a good tactic to pay the RPAYE amount for 3 years, and save additional cash on top of that, then pay that cash savings as a large lump sum amount toward the principal once the 3 year interest forgiveness period is up? Wouldn't that allow you to pay it off faster than paying interest and principal for the first 3 years?

I'm not sure if I'm explaining the idea correctly, so just let me know if I should try to more clearly phrase the question.