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Messages - Elimn17

Ask a Question / Re: Ibr retroactive
November 18, 2019, 04:14:45 pm
Got it. Thank you:)
Ask a Question / Ibr retroactive
November 18, 2019, 11:37:20 am
I have recently been wondering about this and haven't been able to find any information on if my 20-25 years is retroactive being that my loans are from before these programs ever started.

I have been on an IBR for many years now but I've been wondering if my 20-25 years started before the programs started. My loan is from 2005. I've been doing IBR almost since the program started. So does my 20-25 years start in 2005 or when I started my IBR?