News: Welcome to the Beta launch of the Student Loan Debt Forum on The College Investor.

  • October 18, 2018, 06:19:31 PM

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Student Loan Forgiveness / Re: Start Here: Student Loan Forgiveness
« Last post by TheCollegeInvestor on October 17, 2018, 11:19:33 AM »
PSLF is an option, but he might pay off the loan on IBR before he gets forgiveness. Never hurts to certify and stay on IBR.
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Student Loan Forgiveness / Re: Start Here: Student Loan Forgiveness
« Last post by thevatican2 on October 09, 2018, 08:50:56 PM »
Hello!  Thank you very much for this forum.

My husband consolidated his Direct Unsubsidized Loan in 2011, current balance: $47,196.00.  Ever since then, he has been on IBR.  This year, he has been accepted to  the Federal government and is currently earning $87000.00 annually; increasing to $103,000.00  next year.  Is PSLF still an option?  What tack should he take in paying his student loan given his change in circumstance?  Thank you very much for any guidance you will offer.
3
Ask a Question / Premier Student Loan Center
« Last post by KCav on October 05, 2018, 09:30:01 AM »
Has any body dealt with Premier Student Laon Center?  How did they do?
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Student Loan Forgiveness / Re: Start Here: Student Loan Forgiveness
« Last post by TheCollegeInvestor on September 15, 2018, 09:10:28 AM »
Here's how to find your student loans so you can figure it out: https://thecollegeinvestor.com/19370/how-to-find-out-who-owns-your-student-loans/
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Student Loan Forgiveness / Re: Start Here: Student Loan Forgiveness
« Last post by 1988ag2018 on September 13, 2018, 10:49:40 AM »
To tell you the truth I am not quite sure. 
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Student Loan Forgiveness / Re: Start Here: Student Loan Forgiveness
« Last post by TheCollegeInvestor on September 13, 2018, 06:49:24 AM »
Do you have a private student loan or Federal student loan?
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Student Loan Forgiveness / Re: Start Here: Student Loan Forgiveness
« Last post by 1988ag2018 on September 12, 2018, 11:28:53 PM »
Hello, I just want to know can anyone tell me how to apply for a student loan forgiveness debt?

My debt is with Sallie Mae.  I got my loan with Everest college it went down the drain, didn't even use my diploma due to certain personal circumstances and I receive disability, they have been taking out if my check for several years about 56.00 and I still owe a ton.  I thought I was told once I was almost done, that was a lie.  I got a letter today it looked as if I owe so much still in the thousands.  Double digits I believe.  It's been since 2008 I went to school I graduated 2009.  With Everest college.  Can anyone point me in the right direction?

Thank you, Angela.
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Student Loan Scams / Re: Is Studora a Scam
« Last post by TheCollegeInvestor on September 12, 2018, 08:50:19 AM »
Your next step should definitely be to make contact with Great Lakes and figure out what's going on with your loans, then setup a repayment plan accordingly.
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Student Loan Scams / Re: Is Studora a Scam
« Last post by vicsrandom on September 11, 2018, 08:44:01 PM »
Thanks you so much for the info, so what I paid for was for them to fill out paperwork to send to the department of education, now looking at the article, you sent, I recognized great lakes cause shortly after I paid studora I got emails from great lakes saying the consolidated my loan. navient shows my loan is paid, so I now have to pay great lakes? I sure wish i had known this sooner instead of ending up apying three payments of $299. So my next step is to start paying great lakes now?
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Student Loan Scams / Re: Is Studora a Scam
« Last post by TheCollegeInvestor on September 11, 2018, 08:29:17 PM »
We have no opinions about third party companies and we don't know what you paid them for specifically, and what they promised. However, I can tell you that no company can get your loans forgiven instantly. There are programs to get your loans forgiven, but even in the best case scenario (assuming no fraud), it takes 10 years/120 payments.

However, depending on the paperwork filed, your loans could have been consolidated and moved lenders - so you no longer have loans at Navient, but maybe another loan servicer.

Check this article and find your loans: https://thecollegeinvestor.com/19370/how-to-find-out-who-owns-your-student-loans/

Also, check your credit report for free at AnnualCreditReport.com and see what happened. Then, make contact with the new lender and see what payment plan you're on.
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