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1
General Discussion / Re: Hey everyone! Im newbie!
Last post by TheCollegeInvestor - August 31, 2020, 10:26:15 pm
You might want to read our guide to Student Loan Consolidation.
2
General Discussion / Re: Hey everyone! Im newbie!
Last post by KIDSCOLLEGE - August 31, 2020, 11:55:49 am
IM NEW TOO!'
I'm wondering if anyone has ever worked with a company called DiPippio and Wall Group to consolidate and compile forms for government student loan debt?
3
Navigating Repayment / Re: Loan Rehabilitation questi...
Last post by TheCollegeInvestor - August 28, 2020, 12:00:48 pm
The CARES Act paused all collection activity, so you may have received a break there. You shouldn't have been charged this month. You should contact your collection agency and see what's going on.
4
Navigating Repayment / Loan Rehabilitation question
Last post by Scorpeon17 - August 28, 2020, 07:23:05 am
I signed up for rehabilitation in January. For some reason i thought i agreed my card would be charged once a month but i must have mis-remembered that. I just looked at it today and my made payments in January, February, and i made one today in August.

My question is can i make a payment for the total of the 6 months i've missed and complete rehabilitation or must i start all over again?

Thanks,
5
Student Loan Scams / Is Education Advisor Group a s...
Last post by krazyrobrt - August 27, 2020, 11:26:11 am
I have signed up with this company to obviously help me with my student debt.  After enrollment I looked at their portal and no information is displayed regarding payments, amounts due and overall student debt balance?

Is this company legit?  Any insight would be appreciated.
6
Ask a Question / Re: How long?
Last post by TheCollegeInvestor - August 23, 2020, 09:50:35 am
If you have Federal loans, there's no statute of limitations. They will follow you forever. See this: How To Find Your Student Loans.

You need to look at getting out of student loan debt. See this: How to Get Out Of Student Loan Default.
7
Ask a Question / How long?
Last post by Fedves86 - August 23, 2020, 02:29:50 am
Hello all, I have been out of school since 2010, my parents had me get a loan because they couldn't afford it ( they were and still are in real estate and this was 2007) it was understood I wasn't going to be on the hook for the loan since it was offered for me to go. Anyway, long story short parents split up,  my mom (who is very well off) was the actual cosigner (sallie mae was the lender I believe and now it's acsendium)and decided not long after I graduated not to pay them either, I just checked my credit report and see I think 6 loans? 2 are  still active that she's made 1 payment each on this year, I defaulted almost immediately after college and am trying to understand why after 10 years it's still on my credit and what I could do to get them off, also could she be making payments under my name?
8
Navigating Repayment / Re: teacher loan forgiveness p...
Last post by TheCollegeInvestor - August 22, 2020, 03:08:17 pm
Well remember, your loans are also always growing as well, unless your payments are fully amortized.

I don't recommend most teachers do Teacher Loan Forgiveness. Rather, I recommend Public Service Loan Forgiveness. That's 10 years, but you get total loan forgiveness. And, if you get an income-driven plan with a very low payment, you might pay less anyway.

Check this out: Public Service Loan Forgiveness.

Also see this: Student Loan Forgiveness For Teachers.
9
Navigating Repayment / teacher loan forgiveness postp...
Last post by kgima3519 - August 22, 2020, 02:47:39 pm
Hello,

I'm a new teacher in Washington DC. I know that if I teach for five years in a high need school and in STEM, I'll get $17,000 in loans forgiven. I have $22,000 in loans. I have a monthly payment of $200.00 starting in December. If I don't postpone/defer this payment, I'll pay $12,000 in loans. 22,000-12,000 = 10000. I'll only get $10,000 forgiven. If I can somehow defer for 1-2 years, I'll eventually have to pay less b/c I'll get my teacher loan forgiven. Any ideas on how to postpone/defer my loan payment?

Thanks!
10
For Parents / Re: Unused Pell grant money af...
Last post by TheCollegeInvestor - August 02, 2020, 08:44:36 pm
Now that he's done with school, it's over. His Pell Grant should have been used first before loans. Any unused Pell Grants have to be paid back.
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