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Anyone familier with the US Hardship Group?I

Started by herorusha, January 11, 2017, 09:36:31 am

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i was referred to them by an attorney and i have a bad gut feeling about attempting to work with them to eliminate my debt.


Remember, in general, anything to do with your Federal student loans can be done for free at StudentLoans.gov or by calling your lender. Make sure you fully understand what you're paying for.

Learn more here: https://thecollegeinvestor.com/16429/is-your-student-loan-repayment-company-a-scam/


unfortunately all of my loans are private, and im about to default and go into litigation


Thanks for clarifying your loan type - that helps a lot. I'm actually really surprised your lawyer would advise you to work with a third party when a consumer debt lawyer would know exactly what to do with private student loans.

Anyway, here are your options for private student loans: https://thecollegeinvestor.com/18536/options-if-you-cant-afford-your-private-student-loans/

Also, I don't know anything about this company, but other people have asked on other sites: https://getoutofdebt.org/98601/can-u-s-hardship-group-really-eliminate-private-student-loan-debt


Quote from: herorusha on January 12, 2017, 12:33:24 pm
unfortunately all of my loans are private, and im about to default and go into litigation

I fell into a scam with a law firm and they told me to quit paying my loans.  this increased my balance by thousands.  After realizing I was in a scam, I stopped the payment and contacted my lender.  I told them I was only able to pay a certain amount, they came back and said it's not good.  I informed them that my salary will prohibit me from ever being able to pay off the total and I would have to file for bankruptcy.  They set me up on a 10 year interest free plan. 

Finding ways to work with your lender is important.  Do you research on the company and see what others have done in the same situation you're in.