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  • March 18, 2019, 04:27:10 PM

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Author Topic: Mature student loan application and pre study income  (Read 1376 times)


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Mature student loan application and pre study income
« on: March 17, 2018, 05:21:39 PM »

So I am looking to apply for a private student loan later this year. I’m hoping to apply and qualify without a co-signer.

My question is that I currently have a very good credit score (750+)  and I have an extremely good income (~100k) but how would the loan company, SallieMae or Wells Fargo in particular, look at my income?

Would they use this to consider if I can get the loan without a co-signer considering I would have to give up work when I started school?  Or would they just assume I have no income and would have to have a co-signer?

My student loan amount would be around $60k for career training as well as opposed to an undergraduate course.



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Re: Mature student loan application and pre study income
« Reply #1 on: March 17, 2018, 07:26:19 PM »
It really depends. Each lender has their own standards, but given it sounds like you're going back to school after earning a good amount, you should be able to qualify with no cosigner.

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