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Author Topic: Over our heads  (Read 934 times)


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Over our heads
« on: May 03, 2018, 12:27:58 PM »
Our kids just graduated college. We have over $180k in Parent Plus loan debt for undergrad schools.  One child is in med school and will be taking care of that expense when finished.  Any advice on best way to proceed with this so it doesn't take us a lifetime?


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Re: Over our heads
« Reply #1 on: May 03, 2018, 11:42:54 PM »
Sadly, Parent PLUS Loans have the fewest options. I suggest working with your children to support repaying the loans, even though they are in your name.  Refinancing is also a solution to lower your payment and/or interest rate.

Here are the full list of options that might work for you: