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Constant Credit tampering

Started by Jemetrus1, October 22, 2018, 06:25:30 pm

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Can anyone tell me why navient keeps going into my credit? Instead of just letting it be however many days past due, they are constantly changing things.  They'll go in and say it's up to date one week (although I haven't made a payment),the next week, it's back past due. Then, the next week, they're adding to the balance. What's the point in that, other than, making my credit score go down more and more? Is that legal for tbem to keep going into my credit every week, constantly?