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Start Here: Student Loan Forgiveness

Started by TheCollegeInvestor, July 15, 2015, 10:29:08 pm

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To tell you the truth I am not quite sure. 



Hello!  Thank you very much for this forum.

My husband consolidated his Direct Unsubsidized Loan in 2011, current balance: $47,196.00.  Ever since then, he has been on IBR.  This year, he has been accepted to  the Federal government and is currently earning $87000.00 annually; increasing to $103,000.00  next year.  Is PSLF still an option?  What tack should he take in paying his student loan given his change in circumstance?  Thank you very much for any guidance you will offer.


PSLF is an option, but he might pay off the loan on IBR before he gets forgiveness. Never hurts to certify and stay on IBR.


These loan forgiveness programs only apply to American Federal student loans.